Veterans Day, observed annually on November 11th, is a significant national holiday in the United States. It’s a day dedicated to honoring military veterans who have served in the U.S. Armed Forces. A common and practical question that arises every year is, "Are banks closed on Veterans Day?"
The short answer is yes, most banks are closed on Veterans Day because it is a federal holiday.
This comprehensive guide will detail the operating status of banks, post offices, the stock market, schools, and major retailers like Costco and UPS on Veterans Day 2025, ensuring you are fully prepared for the holiday.
Why Are Banks Closed on Veterans Day?
Veterans Day is recognized as a federal holiday and a bank holiday. The Federal Reserve System, which includes the Federal Reserve Bank and its member institutions, observes all U.S. federal holidays. This means that:
- Are banks closed on Veterans Day? Yes, the vast majority of physical bank branches will be closed.
- Is Veterans Day a bank holiday? Absolutely. It is one of the eleven official federal bank holidays.
- Are banks closed on Veterans Day 2025? Yes, this will not change from year to year.
While brick-and-mortar locations are closed, you can still access your funds through:
* Online Banking: Mobile and web-based banking services remain fully operational 24/7.
* ATMs: ATMs will be available for cash withdrawals, deposits, and balance inquiries.
* Mobile Apps: Most banking transactions can be completed via your bank's mobile app.
It's always wise to plan ahead for cash needs, as some standalone ATMs may run out of cash if not replenished over the long weekend.
Is the Stock Market Open on Veterans Day?
No, the stock market is closed on Veterans Day.
Veterans Day is one of the market holidays observed by the major U.S. stock exchanges, including the New York Stock Exchange (NYSE) and the NASDAQ.
- Is the stock market open on Veterans Day? No, it is closed.
- Is the stock market closed on Veterans Day? Yes.
- Stock market open on Veterans Day: This is false; it is closed for full trading.
- NYSE holidays 2025 explicitly include Veterans Day.
There will be no regular trading hours. Bond markets are also closed. Trading will resume on the next business day.
Is the Post Office Closed on Veterans Day? Is There Mail?
Yes, the United States Postal Service (USPS) is closed on Veterans Day, and there is no regular mail delivery.
- Is the post office closed on Veterans Day? Yes, all USPS post office locations will be closed.
- Is there mail on Veterans Day? No, there is no mail collection or delivery service.
- Does mail run on Veterans Day? No, mail delivery is suspended for the day.
- Mail delivery on Veterans Day: There is none.
This applies to all standard mail, packages, and Priority Mail deliveries. Private carriers like FedEx and UPS have different operating schedules, which are detailed below.
Are Schools Closed on Veterans Day?
This varies by school district, but in most cases, public schools are closed on Veterans Day.
- Is there school on Veterans Day? Typically, no.
- Are schools closed on Veterans Day? Most public school districts treat it as a holiday and close for the day.
- Do schools close for Veterans Day? Yes, it is a common day off for students and teachers.
Many schools hold assemblies or educational activities in the days leading up to November 11th to teach students about the holiday's significance. Some private schools may remain open, so it's best to check with your local school district's academic calendar.
Are Major Retailers and Services Open on Veterans Day?
This is where things differ from federal services. While government offices are closed, many private businesses remain open, often offering special Veterans Day sales and promotions.
Is Costco Open on Veterans Day?
Yes, Costco is open on Veterans Day. Costco typically remains open on most federal holidays, though it's always a good practice to check your local warehouse's hours on their website or by calling ahead.
Is UPS Open on Veterans Day?
UPS operating hours can be mixed:
* UPS Store: Most independently owned and operated UPS Store locations are open on Veterans Day, but hours may be limited. It's best to call your local store.
* UPS Shipping Services: UPS pickup and delivery services for packages are generally available on Veterans Day, as it is not one of the company's major service holidays. However, check the UPS website for official confirmation for 2025.
Is USPS Open on Veterans Day?
As stated above, no. USPS is closed.
Is There Trash Pickup on Veterans Day?
This depends entirely on your local waste management service provider. Many cities will delay trash and recycling collection by one day if the holiday falls on their regular pickup schedule. You should check for announcements from your local sanitation department.
What is Closed on Veterans Day? A Summary
To make it easy, here’s a quick list of what is typically closed on Veterans Day:
- Federal Government Offices: All non-essential federal offices.
- State and Local Government Offices: Most are closed.
- Banks and Credit Unions: Most physical branches.
- Post Offices (USPS): All locations.
- Stock Markets (NYSE, NASDAQ): Closed.
- Public Schools: The vast majority are closed.
- Libraries: Most public libraries.
What is Open on Veterans Day? A Summary
And here’s what is typically open:
- Retail Stores: Costco, Walmart, Target, malls, etc.
- Grocery Stores: Most major chains.
- Restaurants and Bars: Many offer free meals or discounts to veterans.
- Online Banking and ATMs: Fully operational.
- UPS and FedEx: Shipping and delivery services are generally available, though retail store hours may vary.
- Gas Stations and Convenience Stores: Open as usual.
Planning for Veterans Day 2025
Veterans Day in 2025 falls on a Tuesday, November 11. Since it is a fixed-date holiday, it will be observed on that exact day. Plan accordingly for your banking, mailing, and shopping needs.
In conclusion, if your question is "are banks closed on Veterans day," you can confidently plan for them to be. The same goes for the post office and the stock market. However, for retail therapy or a meal out, most stores and restaurants will be open to serve you. Most importantly, take a moment on this holiday to reflect on and thank the veterans in your community for their service and sacrifice.